N. Shonia, A. Bakuradze, and I. Kopaliani, “Georgian Credit Market Concentration Analysis”, moambe, no. 1 (19), pp. 93–110, Jun. 2025, Accessed: May 02, 2026. [Online]. Available: https://moambe.journals.atsu.edu.ge/index.php/moambe/article/view/132